Enhancing Planning Behavior during Retirement: Effects of a Time Perspective Based Training Intervention

Time perspective is a psychological construct that reflects the way people view time. Two schools of thought exist theorize how this temporal mindset affects behavior—dominant and balanced. We applied dominant balanced time frameworks separately to two versions an online intervention aimed promote goal-setting accumulation essential retirement resources (health, physical, social, cognitive emotional) compared effects with control group. The effectiveness was tested 109 US retirees using 4-wave design over 6-month period. Linear mixed models showed increase in health goal striving for group at posttraining gains were maintained 3-month point. Both training groups demonstrated number specificity goals 3-months. Applying framework planning shows promise promoting resources. Practical implications, limitations, suggestions developing future interventions are discussed.